Proposal Generator
📋 Merchant Statement Data
70% reality discount applied automatically
Total fees ÷ total volume × 100
⚡ AllProPay Program
IC+ Overview
- Merchant pays interchange + small markup
- Full transparency — no bundled rates
- Best for high-volume, card-present merchants
- Significant savings vs tiered / flat-rate processors
Typical range: 0.50% – 0.80%
Typical: $0.08 – $0.15
Auto-estimate: 1.50% if blank (typical US card mix)
Edge Program Overview
- Surcharge / cash-discount program
- Card-paying customers absorb the fee
- Merchant pays $0 in processing fees
- Compliant with Visa/MC rules when disclosed properly
Typical range: 3.50% – 5.00%
Edge Plus Overview
- Higher surcharge — merchant still pays $0
- Spread above network cost = monthly rebate to merchant
- Merchant earns passive income on their own volume
- Best for high-volume businesses who want to monetize
💡 Edge Plus is Chris's concept: charge a higher surcharge (4.5–5%), use the extra spread to give the merchant a monthly cash rebate. They pay $0 and earn money.
Typically 4.50% – 5.00%
Interchange + fees (approx 1.8–2.2%)
% of volume given back to merchant
Processing Proposal
Monthly Savings
—
per month
Annual Savings
—
per year
3-Year Savings
—
over 3 years
Side-by-Side Comparison
| Cost Item | What You Pay Now | With AllProPay | Monthly Savings |
|---|---|---|---|
| Total Monthly Cost | — | — | — |
✅ AllProPay Guarantee: Rates locked in writing. 24/7 customer support. No setup fees*, no switch fees, no annual fees. Month-to-month — no long-term contracts.