Revenue by Source Click any number to edit
North Residuals
Accts 41025 + 78480
PayARC Residuals
~23 active merchants
North Bonuses
Upfront + true bonuses
PayARC Bonuses
Activation (tiered $100-175)
Other (PayROC + misc)
PayROC, Nuvei, etc.
$0
Estimated Monthly Revenue
$0
Annual Run Rate
Monthly Goal
$0$20,000
YTD Revenue Tracker — 2026
| Month | Actual ($) | vs Goal | Running Total |
|---|---|---|---|
| YTD TOTAL | $0 | — |
Monthly Revenue Trend — Last 6 Months
Deal Calculator North vs PayARC side-by-side
Deal Inputs
NORTH (NAB)
High upfront, 12-month clawback risk
Monthly residual--
Upfront bonus (activation)$600 flat
True bonus (Month 4+)--
Year 1 (if retained)--
Year 2--
Year 3--
Max clawback risk--
3-Year EV (85% retention)--
PAYARC
No clawback — safe, predictable
Monthly residual--
Activation bonus$100-$175 (tiered)
Flat monthly add--
Year 1--
Year 2--
Year 3--
Clawback risk$0 always
3-Year EV (100% safe)--
Clawback Risk Calculator If merchant cancels at month X...
Cancel Month Simulator
Residuals earned by cancel--
Bonuses received--
Clawback owed (if < mo 12)--
Net to you--
Risk status--
Green = safe months, Red = clawback if canceled, Gray = past month 12
Portfolio Health
NORTH
Est. Monthly--
At risk (18.9% cb)--
PAYARC
Est. Monthly--
At risk$0 (no clawback)
Combined Portfolio
Total active merchants--
Total residuals / mo--
North--
PayARC--
Team Cost Summary Mar 2026 actuals — all editable
| Name | Role | Base / Hourly ($) | Bonuses / Comm ($) | Total / Mo ($) | Deals Closed | $ / Deal |
|---|---|---|---|---|---|---|
| Tammy | Sr. Closer | |||||
| Matt | Sr. Closer | |||||
| Kurt | Lead Opener / Trainer | |||||
| John | Sr. Opener (514) | |||||
| Katie | CS / Opener | |||||
| 611 Team | Remote Openers (6) | |||||
| TOTAL PAYROLL | ||||||
$0
Total Monthly Payroll
Monthly Revenue
Update to match Tab 1 total
--
Net After Payroll
Cost Per Deal (Closers Only)
Tammy + Matt payroll--
Total deals (Tammy + Matt)--
Cost per deal--
Target (< $600)$600
Status--
Labour Benchmarks
Labour % of revenue--
Target< 50%
Status--
Best month (Jan 2026)44% — $17.2K net
Worst month (Jun 2025)206% — -$3.7K net
Sales Funnel Metrics Click any value to edit
Close Rate
%
Target: 20-25%
CRITICAL — nearly half of target
Transfers / Month
Leads into closer pipeline
Deals / Month
Target: 50 deals/mo
North Activation Rate
%
Was: 62.6%
Clawback Rate (North)
%
% of North rev lost to clawbacks
Avg Residual / Merchant
$
Range: $100-$130/mo
Portfolio Size
Total active merchants
Avg Retention (Months)
Used for LTV calc
Calculated Metrics Auto-updated from above
LTV Per Merchant
$0
avg residual x retention months
Revenue Per Closer
$0
Monthly rev / 2 closers
Rev Per Converted Transfer
$0
Upfront value / deal closed
Annual Rev at Goal (50 deals)
$0
Projection if 50 deals/mo
Closer Performance Breakdown
| Closer | Transfers | Close Rate (%) | Deals Closed | Upfront Rev Est. | Total Pay | $/Deal | Status |
|---|---|---|---|---|---|---|---|
| Tammy | |||||||
| Matt | |||||||
| Chris | N/A (owner) | N/A |
What-If Scenarios Sliders update live
Scenario A: Close Rate Improvement
Transfers / month (baseline)100
New deals / month--
vs current (~13 deals)--
Additional upfront rev / mo--
Additional residuals / mo (Y2)--
12-month total impact--
Scenario B: Activation Rate Recovery
North deals / month (est.)--
Activations (new rate)--
vs current (~1.7/mo)--
Extra activation bonuses / mo--
Extra true bonuses / mo (+4mo)--
12-month bonus impact--
Scenario C: Deals Per Month
Monthly upfront revenue--
Residuals after 12 months--
Portfolio size after 12 months--
Year 1 annual revenue--
Monthly at maturity (Y2)--
Combined Scenario — Hit All Three Targets
Close Rate Target
%
Activation Rate Target
%
Transfers / Month
Avg Residual ($)
Deals / Month
--
Monthly Upfront Revenue
--
Portfolio in 12 Months
--
Monthly at Maturity (Y2)
--
Year 1 Total Revenue
--
Year 2 Total Revenue
--
Year 3 Total Revenue
--